Evaluate commutation opportunities with net present value analysis. Models runoff vs. commutation scenarios with sensitivity testing.
Determining whether to commute an in-force treaty or let it run off requires complex analysis of reserve uncertainty, discount rates, operational costs, and counterparty risk. Manual analysis takes weeks and often produces inconsistent results.
AI-powered commutation analysis that models runoff vs. commutation scenarios, calculates net present value under various assumptions, performs sensitivity testing, and provides recommendations with confidence intervals. Accelerates commutation decisions from weeks to days.
Model 50+ commutation scenarios in hours
NPV analysis with confidence intervals
Sensitivity testing on key assumptions
Operational savings from book reduction
Optimal commutation pricing negotiation
Annual commutation opportunity assessment
Treaty-specific commutation analysis
Portfolio cleanup and capital release
Counterparty risk reduction via commutation
Extract terms from treaty wordings and facultative slips. Identifies coverage layers, exclusions, and contract conditions.
Model capital requirements under multiple regulatory frameworks. Optimizes capital allocation across business units and geographies.
Analyze loss ratios, expense ratios, and combined ratios by segment, territory, and underwriter. Identifies profitable and unprofitable accounts.