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13
DECISION INTELLIGENCE

Accumulation Agent

Real-time catastrophe accumulation tracking with event-based alerting. Monitors named storm, earthquake, and cyber exposures.

Production Ready
Re/Insurance

The Problem

Catastrophe accumulations can breach capacity limits within hours during peak binding seasons. Manual tracking lags by days, resulting in accumulation breaches that trigger regulatory penalties and rating agency downgrades.

The Solution

Real-time accumulation monitoring that tracks CAT exposures by peril, geography, and event type. Provides instant alerts when approaching capacity limits, with automatic declining recommendations for new submissions that would breach thresholds.

Key Benefits

Real-time accumulation vs. daily/weekly lag

Automatic alerts at 80% and 95% capacity

Event-based tracking (named storms, earthquakes)

What-if analysis before binding decisions

Prevent costly accumulation breaches

Return on Investment

Cost Reduction
Avoid $100M+ accumulation breaches and regulatory penalties
Speed Improvement
Instant capacity checks vs. 24-hour turnaround

Technical Specifications

Input Formats

  • Policy bindings
  • Treaty schedules
  • Location data
  • CAT model zones

Output Formats

  • Accumulation dashboards
  • Alert notifications
  • Capacity reports
  • What-if scenarios

Integrations

  • Underwriting systems
  • CAT models
  • Risk management platforms
  • Alert systems

Common Use Cases

01

Hurricane season accumulation monitoring

02

Earthquake zone capacity management

03

Cyber accumulation tracking and control

04

Real-time capacity checks during binding