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10
DECISION INTELLIGENCE

Exposure Agent

Aggregate and analyze portfolio accumulations across treaties and policies. Real-time PML calculations and exposure monitoring.

Production Ready
Re/Insurance

The Problem

Reinsurers and insurers struggle to aggregate exposures across thousands of policies and treaties in real-time. Manual PML calculations and accumulation reports take weeks, preventing timely capacity management and regulatory reporting.

The Solution

Real-time exposure aggregation engine that tracks accumulations across all policies, treaties, and cedents. Provides instant PML calculations, concentration alerts, and regulatory reporting. Enables dynamic capacity management and risk appetite monitoring.

Key Benefits

Real-time portfolio PML vs. weekly/monthly lag

Automatic accumulation alerts at 80% capacity

Regulatory exposure reporting in minutes

What-if scenario analysis for new business

Prevent catastrophic accumulation breaches

Return on Investment

Time Savings
90% reduction in exposure reporting time
Cost Reduction
Avoid $50M+ accumulation breaches and regulatory penalties

Technical Specifications

Input Formats

  • Policy data feeds
  • Treaty schedules
  • CAT model results
  • Location databases

Output Formats

  • PML dashboards
  • Accumulation reports
  • Regulatory filings
  • Alert notifications

Integrations

  • Policy admin systems
  • CAT models
  • Risk management platforms
  • Regulatory reporting

Common Use Cases

01

Real-time catastrophe exposure monitoring

02

Quarterly PML reporting for board and regulators

03

New business capacity checks before binding

04

Concentration risk identification and management